About 80% of the population works in the subsistence sector,
engaged mainly in smallholder farming, including
the cultivation of cash crops. The rest of the economy
is also agro-based, principally the processing
of tobacco, tea, coffee, and sugar.
Smallholders raise cassava, maize, pulses, cotton, groundnuts,
rice, fish, and livestock. The main export
crops are tobacco, tea, and sugar. Other economic developments
consist mainly of infrastructure and
import-substitute products and secondary manufacturing for export.
Banking, insurance, and other financial
service industries are efficient and well developed.
Tourism is rapidly becoming a major foreign exchange earner